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BMW F97 X3 M buyer's guide

2020–2024 · X3 M / Competition (S58)

2020 BMW X3 M Competition (F97)
2020 BMW X3 M Competition (F97). Photo: HJUdall, CC0, via Wikimedia Commons (cropped, resized).

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Engines by year Model-year changes Known problems Warranty extensions Recalls Inspection checklist Red flags Specs Paint codes Coding Ownership costs Sources

Models and engines by year

ModelUS model yearsEngine
X3 M / Competition2020–2024S58

US-market models. Chassis codes: F97. Not sure which one you have? The VIN check decodes year, model and engine.

Model-year changes

Model yearWhat changed
LaunchIntroduced in 2019 as the first full M version of the X3, with the S58 (473 hp; 503 hp Competition).6
2020US lineup in the EPA listings: 3.0L 6-cyl turbo: X3 M, X3 M Competition.7

US model years unless noted. "LCI" (Life Cycle Impulse) is BMW's name for a mid-cycle facelift.

Known problems and when they show up

Mileages are what the cited shops, specialists and owner forums report. They are typical ranges, not predictions for any one car.

S58 engine

X3 M / Competition (2020–2024) · S58 bulletins

ProblemWhen it shows upWhat to knowRepair prices
Main bearing shells (2021 service action)any; cars built July to September 2021BMW stopped delivery of 2022 M3, M4, X3 M and X4 M built between July 13 and September 23, 2021 because of a manufacturing defect in the crankshaft main bearings; the sliding layer can peel and damage the engine. Dealers inspect and replace the shells free. BMW was still sending reminders in 2026, so check by VIN that it is closed.1,2No price yet
Connecting rod bearings on early X3 M and X4 M (2020 delivery stop)any; a small number of 2020-2021 carsA November 2020 BMW delivery stop covered X3 M built May 15 to November 23, 2019 and X4 M built August 13 to October 22, 2019. Confirm the repair was done.3No price yet
No chronic engine fault reported so farn/aSpecialists see the S58 (forged internals, closed-deck block) as robust in stock form, with no crank-hub-style weak point. Long-term high-mileage data is still limited.4,5No price yet
Usual BMW wear itemsas mileage buildsExpect the common BMW items: high-pressure fuel pump, oil filter housing and valve cover gaskets, water pump, and intake-valve carbon from direct injection. Tuned and tracked cars wear faster.4,5No price yet

Warranty extensions and service campaigns 17

Warranty extensions (11)

Service campaigns (6)

Filed by BMW with NHTSA. Extensions usually follow the car to later owners and can reimburse earlier repairs; a BMW dealer can confirm by VIN.

NHTSA safety recalls 24

Showing the 12 newest of 24.

Matched from NHTSA's public recall file by model and model year. A recall may cover only some cars from a year, and it may already have been done on yours. Check by VIN →

Test drive and inspection checklist

  1. Run the VIN for open recalls. Open safety recalls are free at any BMW dealer. Check on NHTSA's site or our recall page before you buy.8
  2. Scan for stored fault codes with a BMW-capable tool. A generic OBD reader misses most BMW modules. Specialist guides recommend a BMW-level scan (ISTA or similar) to catch faults that have been cleared from the dash but still stored.9,10
  3. Start it from cold. Ask the seller not to warm the car up first. Chain rattle, VANOS rattle, lifter tick and rough idle show most clearly in the first seconds after a cold start.9,11,12
  4. Ask a BMW dealer about warranty extensions and campaigns. Several BMW warranty extensions follow the car, not the owner, and some reimburse earlier repairs. A dealer can check the VIN. The list for this chassis is below.
  5. Get a pre-purchase inspection from a BMW specialist. A few hundred dollars for an independent BMW specialist is the usual advice, especially for M cars and high-mileage turbo engines.13,9

Engine items to listen and look for are in the known problems section.

Service-history red flags

  • Oil changes only at the long computer interval. Several guides advise changing oil more often than the onboard service indicator (CBS) suggests, especially with lots of city driving.12,14
  • Gaps in the records around known failure mileages. If the engine section below lists a job that usually comes due at the car's mileage, ask for the invoice. A missing record isn't proof it wasn't done, but it is a negotiating point.
  • Tuned or "deleted" cars. Tunes, emissions deletes and removed parts complicate warranty claims and inspections and raise wear on turbo cars. Ask, and look for aftermarket intakes, downpipes and charge pipes.
  • S58: ask for records of Main bearing shells (2021 service action); Connecting rod bearings on early X3 M and X4 M (2020 delivery stop); Usual BMW wear items.

F97 specs

BMW's US figures we have on file run from 473 hp (X3 M) to 503 hp (X3 M Competition), with 0-60 mph as quick as 4.0 s.

No manual gearbox appears in the EPA listings for this chassis. Full F97 specs: every US engine, transmission and drive by year →

Factory paint and option codes

Paint colors BMW of North America listed for the F97 in the ordering and pricing guides we read:

CodeColorModel years
300Alpine White2021
475Black Sapphire Metallic2021
A90Dark Graphite Metallic2021
C1MPhytonic Blue Metallic2021
C1NSunstone metallic2021
C28Donington Grey Metallic2021
C3GToronto Red Metallic2021

74 option codes are listed for the F97 in the same guides. Search them.

Only model years covered by the guides we could obtain are shown.

Coding

The coding apps' own lists show 134 settings that owners can change on the F97 with a phone and an OBD adapter, in areas such as Seat heating/cooling, Display options instrument cluster, Convenient opening/closing, Display options iDrive system, Audio, Doors/windows. 134 come from BimmerCode's list.

Full F97 coding list with tool, difficulty and caveats →

Ownership costs

Routine maintenance: oil service prices by engine size, published BMW Value Service prices (brakes, spark plugs) from 16 US dealers, and the F97 maintenance schedule.

By model year

YearModels and enginesNHTSA recallsWarranty extensionsRepairs we price
2020X3 M / Competition S581611—
2021X3 M / Competition S58119—
2022X3 M / Competition S5877—
2023X3 M / Competition S5845—
2024X3 M / Competition S5842—

Recalls and warranty extensions are counted when their published model-year range includes that year. Each one may cover only some cars, so check by VIN. Repairs counted are the ones whose engine was offered that year.

Want a heads-up when prices or bulletins change for your F97?

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